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Maryland Mortgage Program: A buyer’s incentive

Most new Maryland buyers ask for the seller(s) for contribution towards the down payment and other upfront closing costs they need to buy their first home.  While a good agent can help you negotiate seller concession, also known as seller help or seller contribution toward closing there are other resources available to you.  The Maryland Mortgage Program (MMP) is a...

Baltimore City First Time Home Buyer’s Incentives

If you are like most first time home buyers you might be overwhelmed by down payment and closing costs that come with buying a home.  While a good agent will help you to negotiate seller help they should also be knowledgeable about the resources available to you through Live Baltimore. Savvy buyers can use these incentives combined with state programs leaving their out of...

CHAP tax credits: can you do the math?

CHAP tax credit  renovation properties have been saving buyers a substantial amount in taxes for years. These types of Baltimore row homes hold more valuable because of the generous tax break. I did at recent blog titled 10 year CHAP tax credit renovations in Butchers Hill  . That blog highlighted 3 CHAP tax credit renovations all in the popular Baltimore...

606 Eaton St- What will the 10 year CHAP tax credit save the buyer?

If you are a buyer in Baltimore City, you are probably aware of the CHAP tax credit that most knowledgeable builders are making use of. The trouble is that most buyers don’t understand the math behind the credit. 606 Eaton is a newly listed CHAP renovation in Brewers Hill. Here is a good example of how the credit works.  606 Eaton St was purchased in the winter of 2016. Before...

2816 E Baltimore St – Park Front – CHAP TAX CREDIT

Throughout most of the year, locals flock to Patterson Park for many different reasons. Baltimore Sports & Social Club (BSSC) keeps the fields busy with young professionals. Friends of Patterson Park host free concerts throughout the summer months. It’s become part of the route for the Baltimore Marathon, several road bike races, and the popular Kinetic Sculpture race. There’s a pond, a...

10758 Evening Wind Ct in the heart of Columbia, MD

With so many zip codes for Maryland home buyers to choose from, Columbia, MD is always a popular choice. Columbia is known for so many things but the "planned community" always comes to mind first. The area was developed by James W. Rouse whose bold idea was to build for a better quality of life for the residences and businesses that come to call Columbia, home. Within this large community of...

What does your Realtor need to write your offer?

At this point as a home buyer, you’ve probably done all the important things to get the home buying process started. You have hired a Maryland Realtor that you connect with both personally and professionally. You’ve locked down a lender and fully understand the terms of your proposed loan. You have zeroed in on a neighborhood. You have seen active homes on the market and...

Baltimore City Realtor leaves big brand for Cummings & Co. Realtors

It’s hard to believe I’ve survived almost 13 years in real estate. Since the beginning, I affiliated with the big brands. First, with Long and Foster for two years followed by ten more with RE/MAX. Over 12 years later, most of my business is referral-based and derived from my work with previous clients. Knowing your network and reputation have a direct impact on your business helps ensure your level...

609 Meyers Drive of Catonsville, MD

Home buyers are paying attention to Catonsville, MD. It’s getting to be know for the best of both worlds. While the neighborhoods are considered Baltimore County, you are still in close proximity to the fun happenings in Baltimore city as well as Ellicott City. On top of the prime location, the Catonsville area of Westchester has well ranked school districts across the board...

1740 Albermarle Drive of Crofton, MD

Home buyers are attracted to Crofton for many reasons. Popular neighborhoods like Lake Louise bring a lot of action to the housing market in Anne Arundel County. 1740 Albermarle Drive, Crofton, MD 21114 was recently listed within the Lake Louise neighborhood, just off the Crofton Parkway. 3 bedrooms 2 full baths, 2 half baths3 finished levelsLarge deck off the...

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